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Decide-in essential. Account needs to have Preliminary suitable direct deposits, need to be in great standing and also have an activated chip-enabled debit card to decide-in. Ongoing eligible direct deposits along with other standards apply to keep up eligibility for overdraft security. Only debit card buy transactions are qualified for overdraft security and overdrafts are paid at our discretion. We reserve the correct not to pay overdrafts. By way of example, we might not fork out overdrafts When the account is just not in superior standing, or isn't getting ongoing qualified immediate deposits, or has too many overdrafts.